uob personalized banking
uob personalized banking
Blog Article
UOB Lender gives a number of personalized banking products and services made to satisfy the fiscal desires of people. Underneath is an intensive overview that will help you realize The main element factors and offerings.
Varieties of Accounts
Personal savings Account: This account means that you can cut costs when earning fascination.
Characteristics: Quick access, interest earnings, negligible expenses.
Added benefits: Risk-free place for your funds, opportunity expansion by way of interest.
Present-day Account: Perfect for every day transactions and running charges.
Functions: Checkbook facility, overdraft protection.
Added benefits: Hassle-free for normal payments and withdrawals.
Mounted Deposit Account: For all those wanting to receive higher fascination prices around a set interval.
Functions: Preset phrase deposits, bigger curiosity premiums in comparison with savings accounts.
Rewards: Protected expense solution with predictable returns.
Financial loans
Personal Loans: Unsecured loans that could be used for different uses like education or residence renovation.
Forms:
Installment Financial loans
Credit Lines
Rewards: Versatile repayment phrases, aggressive desire fees.
House Loans: Tailor-made remedies for obtaining assets or refinancing present home loans.
Styles:
Preset Rate House Mortgage
Floating Charge Residence Bank loan
Positive aspects: Unique options to go well with particular person desires, interesting premiums.
Charge cards
UOB delivers A variety of credit cards catering to various existence and expending behaviors:
Rewards Cards: check here Get paid details on every single obtain which can be redeemed for items or journey miles.
Cashback Cards: Get hard cash rebates on day-to-day paying like groceries and eating out.
Journey Playing cards: Exclusive Positive aspects like air miles accumulation and travel coverage coverage.
Investment Products and services
For individuals interested in rising their wealth by investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Appropriate for long-phrase advancement goals.
Structured Deposits * Brings together the attributes of regular deposits with investment decision products and solutions. * Probably bigger returns but with some chance associated.
Insurance policy Solutions
To protect oneself and All your family members against unforeseen functions:
Everyday living Insurance coverage * Supplies economical security in case of Demise or significant illness. * Might also function a savings Instrument with regards to the coverage preferred.
Health and fitness Insurance * Covers healthcare expenditures like hospitalization charges. * Essential for mitigating substantial healthcare expenses.
Digital Banking Solutions
Comfort at your fingertips via electronic platforms:
World-wide-web Banking
Helps you to regulate your funds on the web:
Check out account balances and transaction background
Transfer funds concerning accounts or pay back costs
Make an application for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go by using cellular apps:
Brief harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
With these detailed offerings, UOB aims to deliver personalised banking options that cater specifically to particular person needs while guaranteeing comfort and stability in all transactions.